YOUR HOME SOLD GUARANTEED
​OR I'LL BUY IT*



The Statewide Home Selling Team.

Buy Home With Zero Dollar

How to buy a home with no money down?


​A new home ownership program allows qualified buyers to buy a home with a very low down payment (in some cases as low as zero).You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market, but held back because you thought you required $10,000, $20,000 or even more for a down payment.

Well, regardless of your present situation, if you want to get into or re-enter the housing market with a lower amount, or even without a cash down payment at all, then this new program may be just what you’re looking for.

Why pay your landlord’s mortgage when you can be building your own equity?Industry insiders have prepared a new special report entitled “How to Buy a Home With Little Or No Money Down” which reveals how this new and innovative program can get you into the housing market immediately. End the waiting – complete the form and apply for the down payment assistance.


CALHFA

No Minimum down payments required.

  • For Primary Residence - Borrowers must live in the home
  • Credit Score need to minimum 640
  • Maximum DTI is 43% allowed
  • Meet household income per the county. 

For FHA program the California Housing Finance Agency (CALHFA) provides a deferred-payment junior loan - 3% of the purchase price to be used for their down payment and/or closing costs. This program may be combined with a CalHFA or non-CalHFA, first mortgage loan.



VA Loan/CalVet Home Loan

If you are a veteran and want a home you could qualify for a VA Loan or CalVet Home Loan. For these loans, you could put 0% down, and there is no private mortgage insurance - PMI.